Terms and Conditions
Last Updated: September 9, 2025
Acceptance of Terms
By accessing and using mavrosenquivaloth's financial planning services, you accept and agree to be bound by these Terms and Conditions.
These terms constitute a legally binding agreement between you and mavrosenquivaloth
Definitions
The following terms have specific meanings when used in this agreement
- Service: Our monthly financial planning subscription service including consultations, guidance, and related support
- User/Client: Any individual who subscribes to or uses our financial planning services
- Content: All information, advice, documents, and materials provided through our service
- Account: Your subscription account and associated profile information
Use of Service
These terms govern your use of our financial planning subscription service
Eligibility Requirements
You must be at least 18 years old and legally capable of entering into contracts under Canadian law to use our services.
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Account Registration
To access our services, you must create an account and provide accurate information. You are responsible for maintaining account security and the following requirements
- Provide complete and accurate registration information
- Keep your login credentials secure and confidential
- Notify us immediately of any unauthorized account access
User Responsibilities
As a client of our financial planning service, you agree to the following responsibilities
- Provide accurate financial information during consultations
- Pay subscription fees on time according to your chosen plan
- Use our service in compliance with applicable Canadian laws
- Maintain confidentiality of sensitive information shared during consultations
Prohibited Uses
You may not use our service for any of the following purposes
- Illegal activities or violation of any applicable laws or regulations
- Sharing account access with unauthorized third parties
- Attempting to reverse engineer or copy our proprietary methods
- Harassment of our staff or other clients
- Using our service to compete with or harm our business interests
Intellectual Property Rights
All content, materials, and intellectual property associated with our service remain the exclusive property of mavrosenquivaloth and are protected by Canadian copyright laws.
We grant you a limited, non-transferable license to use our service for personal financial planning purposes only
You retain ownership of personal information you provide but grant us license to use it for service delivery purposes
Privacy and Data Protection
Your privacy is important to us and we are committed to protecting your personal information in accordance with Canadian privacy laws.
Our Privacy Policy provides detailed information about data collection, use, and protection practices Privacy Policy
Service Disclaimers
Our financial planning service is provided "as is" without warranties of any kind, express or implied.
We do not guarantee specific financial outcomes or results from our planning services
Individual results may vary
Limitation of Liability
To the maximum extent permitted by Canadian law, mavrosenquivaloth's liability is limited to the amount of fees paid for our services in the 12 months preceding any claim.
We exclude liability for indirect, consequential, or punitive damages arising from use of our services
User Indemnification
You agree to indemnify mavrosenquivaloth against any claims arising from your use of our services or violation of these terms.
Dispute Resolution
We are committed to resolving any disputes fairly and efficiently through the following mechanisms
Arbitration Process
Most disputes will be resolved through binding arbitration under the rules of the Canadian Arbitration Association.
Arbitration proceedings will be conducted in English in the province where services are primarily provided
Alternative Dispute Resolution
For international clients, we participate in alternative dispute resolution processes where available and applicable.
European Union residents may access the ODR platform for online dispute resolution Access the EU ODR platform at ec.europa.eu/consumers/odr
Termination
Either party may terminate the service relationship with 30 days written notice. Termination does not affect obligations that arose before termination.
Upon termination, access to ongoing consultations will cease, but completed work and records will be retained according to our retention policies
Governing Law
These Terms and Conditions are governed by Canadian federal law and the laws of the province where services are provided.
Changes to Terms
We may modify these terms with 30 days notice. Material changes will be communicated directly to active subscribers.
Continued use of our service after changes take effect constitutes acceptance of the modified terms
Severability Clause
If any provision of these terms is found unenforceable, the remaining provisions continue in full force and effect.
Entire Agreement
These Terms and Conditions, together with our Privacy Policy and other referenced policies, constitute the complete agreement between you and mavrosenquivaloth.
Questions About Cookies
For questions about these Terms and Conditions, please contact us using the information provided in our contact section.
Email Address: contact@mavrosenquivaloth.com
Phone Number: +1 (688) 672-117
Business Address: 1250 Bay Street, Toronto, ON M5R 2A5